Terms of Service

Derniere mise a jour : May 6, 2026

Document: Terms of Service Version: 1.0 (Draft) Effective Date: 06 May 2026 Last Reviewed: 06 May 2026 Governing Law: England and Wales

Terms of Service

These Terms of Service ("Terms") govern your access to and use of the ClipToText.ai platform (the "Service") operated by ALL-IN-ONE DIGITAL SOLUTIONS LTD ("ClipToText", "we", "us", "our"), a company registered in England and Wales under company number 15957512, with registered address at 2nd Floor, Collage House, 17 King Edwards Road, Ruislip, Middlesex, HA4 7AE, United Kingdom.

By registering for an account, activating a free trial, or purchasing a subscription, you agree to be bound by these Terms. If you are accepting these Terms on behalf of a legal entity (a company, partnership or organisation), you represent that you have authority to bind that entity, and "you" refers to that entity.

If you do not agree to these Terms, you must not use the Service.

1. Definitions

Term	Meaning
Account	The user account created when you register for the Service.
Acceptable Use Policy (AUP)	The policy governing permitted and prohibited uses of the Service, available at https://cliptotext.ai/acceptable-use-policy.
AI-Generated Content	Any text, image or other output produced by the Service's artificial intelligence features, including GPT-4-generated articles, DALL-E 3-generated images and Whisper-generated transcriptions.
Content	All data, text, images, URLs, configurations and other materials submitted to, stored within or generated by the Service.
Consumer	A natural person who uses the Service for purposes wholly or mainly outside their trade, business, craft or profession (as defined in the Consumer Rights Act 2015).
Cookie Policy	The policy describing cookies used by the Service, available at https://cliptotext.ai/cookie-policy.
Data Processing Agreement (DPA)	The agreement governing the processing of personal data where you are a Controller and ClipToText is a Processor, available at https://cliptotext.ai/data-processing-agreement.
Effective Date	06 May 2026, or the date you first accept these Terms, whichever is later.
Fees	The amounts payable for a Subscription as set out on our pricing page at https://cliptotext.ai/pricing.
Privacy Policy	The policy describing how we handle personal data, available at https://cliptotext.ai/privacy-policy.
Service	The ClipToText.ai platform, including all features, APIs, sub-domains, mobile applications and associated documentation.
Site	A client website or digital presence managed through the Service under our multi-tenant architecture, identified by a unique `site_id`.
Subscriber	A natural person or legal entity that holds a paid or trial subscription to the Service.
Subscription	A recurring paid access arrangement to the Service, on a monthly or annual basis, as selected at checkout.
Trial Period	A 14-day free trial period as described in Section 5.
User Content	Any content (including YouTube URLs, text, images or other materials) that you submit to the Service for processing.
YouTube Content	Audio and video material accessible via YouTube that you submit for transcription and article generation via the Service.

2. Account Registration and Eligibility

2.1. Age requirement. You must be at least 18 years of age to register for and use the Service. By accepting these Terms, you confirm that you are 18 or older. If you are a business user, you confirm that your authorised representatives are 18 or older.

2.2. Accuracy of information. You must provide accurate, current and complete information when registering. You are responsible for keeping your account information up to date.

2.3. Account security. You are responsible for maintaining the confidentiality of your account credentials. You must notify us immediately at support@cliptotext.ai if you suspect any unauthorised access to your account. We are not liable for losses arising from unauthorised use of your account where you have failed to maintain adequate security.

2.4. One account per subscription. Unless we have agreed otherwise in writing, each subscription corresponds to one account. Sharing login credentials with multiple users is not permitted under standard subscription tiers. [ACTION REQUIRED: Confirm whether team/seat licensing will be offered, and if so, document the permitted-users model per plan.]

2.5. Business accounts. If you register on behalf of a legal entity, you warrant that you have authority to bind that entity to these Terms.

3. Description of the Service

3.1. ClipToText.ai is a multi-tenant SaaS platform that enables Subscribers to:

Submit YouTube video URLs for AI-powered transcription and SEO article generation;
Generate AI images using DALL-E 3;
Manage and publish content to one or more Sites;
Automate newsletter campaigns to subscribers of their Sites;
Publish content to third-party platforms including WordPress, Blogger, Shopify, Webflow, Wix and Ghost via API integration;
Access usage analytics and site performance data.

3.2. We may update, modify or discontinue features of the Service at any time. We will provide reasonable advance notice of material changes that affect your use of paid features.

4. Subscription Plans and Billing

4.1 Plans and Pricing

We offer the following Subscription plans:

Plan	Monthly Price	Key Limits
Starter	USD 29 / EUR 27 / AED 109 / SAR 109 / QAR 106	30 articles/month · 1 Site
Creator	USD 59 / EUR 54 / AED 219 / SAR 222 / QAR 215	100 articles/month · 3 Sites
Pro	USD 119 / EUR 109 / AED 439 / SAR 447 / QAR 433	300 articles/month · 10 Sites

Prices are shown exclusive of any applicable taxes. VAT or equivalent taxes will be added where required by law (see Section 4.5).

4.2 Billing Cycle and Payment

4.2.1. Subscriptions are billed in advance on a monthly or annual basis (as selected at checkout). 4.2.2. Payment is processed by Stripe. By providing payment details, you authorise Stripe to charge your payment method on each billing date. 4.2.3. All Fees are payable in the currency selected at checkout. We accept USD, EUR, AED, SAR and QAR. 4.2.4. Fees are non-refundable except as required by applicable law or as stated in Section 4.7 (Trial Period) and Section 10 (Termination).

4.3 Auto-Renewal

4.3.1. Your Subscription will automatically renew at the end of each billing period unless you cancel before the renewal date. 4.3.2. We will send you a renewal reminder by email at least 7 days before the renewal date. 4.3.3. To cancel auto-renewal, log in to your account, navigate to Billing Settings, and select Cancel Subscription. Cancellation takes effect at the end of the current billing period — you retain access until that date.

4.4 Price Changes

4.4.1. We may change Subscription prices with at least 30 days' written notice by email. 4.4.2. If you do not cancel before the price change takes effect, your continued use of the Service constitutes acceptance of the new price. 4.4.3. For Consumers, price increases will not apply mid-term to annual subscriptions.

4.5 Taxes

4.5.1. Prices are exclusive of VAT, GST or equivalent taxes unless stated otherwise. 4.5.2. For UK customers, VAT will be applied at the applicable rate. 4.5.3. For UAE customers, VAT at 5% will be applied in accordance with UAE Federal Decree-Law No. 8 of 2017. 4.5.4. You are responsible for determining and paying any other taxes applicable in your jurisdiction.

4.6 Failed Payments

4.6.1. If a payment fails, we will attempt to retry the charge on subsequent days. 4.6.2. If payment is not received within 7 days of the original due date, we may suspend your access to the Service. 4.6.3. If payment remains outstanding after 30 days, we may terminate your Subscription and apply Section 10 (Termination).

4.7 Trial Period

4.7.1. New Subscribers may access the Service on a 14-day free trial basis. 4.7.2. No charge will be made during the Trial Period. 4.7.3. At the end of the Trial Period, you will be charged the Subscription Fee for your selected plan unless you cancel before the trial expires. 4.7.4. To cancel during the Trial Period, navigate to Billing Settings and select Cancel Trial. Cancellation is effective immediately. 4.7.5. We may modify or withdraw the Trial Period offer at any time for new registrations.

5. Acceptable Use

5.1. You must use the Service in accordance with our Acceptable Use Policy (AUP), which is incorporated into these Terms by reference.

5.2. You may not use the Service to:

Violate any applicable law or regulation;
Infringe the intellectual property rights of any third party;
Submit, generate or publish unlawful, defamatory, obscene, harmful or discriminatory content;
Attempt to gain unauthorised access to the Service, its infrastructure, or any other Subscriber's data;
Circumvent or attempt to circumvent any access controls, multi-tenant data isolation mechanisms, or rate limits;
Use the Service in a manner that places excessive or unreasonable load on our infrastructure.

5.3. We reserve the right to suspend or terminate your account for breach of the AUP (see Section 10).

6. User Content

6.1 Your Ownership

You retain full ownership of all User Content you submit to the Service. We do not claim any ownership rights in your User Content.

6.2 Licence to ClipToText

By submitting User Content, you grant ClipToText a non-exclusive, worldwide, royalty-free, sublicensable licence to use, process, store, transmit and display your User Content solely to:

Provide and operate the Service for your account;
Transmit content to sub-processors (including OpenAI) as required to deliver AI features;
Generate AI-Generated Content from your submissions.

This licence terminates when you delete the relevant content or close your account, subject to any retention obligations described in our Privacy Policy.

6.3 Your Responsibilities

You are solely responsible for:

Ensuring that User Content you submit does not violate any applicable law, third-party rights or our AUP;
Obtaining all necessary rights, licences and consents before submitting User Content;
The accuracy and lawfulness of User Content.

6.4 No Monitoring

We do not routinely monitor User Content. However, we reserve the right to review, remove or disable access to User Content that we reasonably believe violates these Terms or applicable law.

7. YouTube Content

7.1. The Service allows you to submit YouTube video URLs for AI-powered transcription and article generation.

7.2. By submitting a YouTube URL, you confirm that:

You have the legal right to process the content of that video for your intended purpose;
Your use of the video content complies with YouTube's Terms of Service (https://www.youtube.com/t/terms) and YouTube's API Services Terms of Service;
You are not using the Service to circumvent any digital rights management (DRM) measures or access controls on YouTube content.

7.3. What ClipToText does with YouTube content:

We use third-party services (including OpenAI Whisper and, where applicable, AssemblyAI and youtube-transcript-api) to generate a text transcription of the audio.
We do not store, redistribute or republish the original video or audio file.
The transcription output is stored in your account for the purposes of article generation and your access to it during your subscription.

7.4. ClipToText accepts no liability for your use of YouTube content in breach of YouTube's Terms of Service or applicable copyright law. You indemnify us against any claims arising from your unauthorised use of YouTube content.

8. AI-Generated Content

8.1 Ownership

Subject to your compliance with these Terms, you own AI-Generated Content produced from your User Content, to the extent permitted by applicable law. ClipToText assigns to you any rights it may hold in such output under the Copyright, Designs and Patents Act 1988 s.9(3) (computer-generated works). We do not claim any ownership over AI-Generated Content derived from your User Content.

[ICO GUIDELINE: This ownership assignment is based on current UK law. As AI copyright legislation is subject to ongoing review, your solicitor should confirm this clause remains accurate at the time of publication.]

8.2 No Warranty on AI Output

AI-Generated Content may be inaccurate, incomplete, biased or unsuitable for your purposes. You must review all AI-Generated Content before publishing or relying on it. ClipToText does not warrant that:

AI-Generated Content is factually accurate;
AI-Generated Content does not infringe any third-party intellectual property rights;
AI-Generated Content is appropriate for any particular purpose or audience.

8.3 User Responsibility

You are solely responsible for reviewing, editing and taking responsibility for any AI-Generated Content you publish or distribute. ClipToText accepts no liability for harm arising from the publication of unreviewed AI-Generated Content.

8.4 AI Provider Terms

AI-Generated Content is produced using OpenAI's API (GPT-4, Whisper, DALL-E 3). Your use of AI features is also subject to OpenAI's Usage Policies (https://openai.com/policies/usage-policies). Content that would violate OpenAI's policies is also prohibited under our AUP.

9. Multi-Tenant Architecture and Data Isolation

9.1. The Service operates a multi-tenant architecture in which each Subscriber's data is logically isolated by a unique site_id.

9.2. You must not attempt to access, modify or interfere with another Subscriber's data. Any attempt to circumvent data isolation constitutes a serious breach of these Terms and may constitute an offence under the Computer Misuse Act 1990.

9.3. Within your own account, you may manage multiple Sites. Each Site's data is isolated from your other Sites where site isolation is configured.

9.4. If you become aware of a potential data isolation failure or believe you have inadvertently accessed another Subscriber's data, you must notify us immediately at support@cliptotext.ai.

10. Intellectual Property

10.1 ClipToText Platform

All intellectual property rights in the Service, including its software, design, algorithms, documentation, trade marks and brand elements, are owned by or licensed to ClipToText. Nothing in these Terms transfers any of those rights to you.

10.2 Licence to Use the Service

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable licence to access and use the Service during your Subscription solely for your internal business purposes.

10.3 Restrictions

You must not:

Copy, modify, create derivative works of, decompile, disassemble or reverse-engineer the Service or any part of it;
Remove or obscure any proprietary notices on the Service;
Resell, sublicense or otherwise make the Service available to third parties except as expressly permitted;
Use the Service to build a competing product or service.

11. Third-Party Integrations

11.1. The Service enables you to publish content to third-party platforms including WordPress, Blogger, Shopify, Webflow, Wix, Ghost, GoHighLevel and others (each an "Integration").

11.2. You are responsible for:

Providing valid API keys, credentials and access tokens required for each Integration;
Maintaining the security of those credentials;
Ensuring your use of each Integration complies with the relevant third party's terms of service;
Any content published to third-party platforms via the Service.

11.3. ClipToText stores your Integration credentials in encrypted form. You accept that transmission of credentials to our systems is necessary to provide the Integration feature.

11.4. ClipToText is not responsible for any changes to third-party platform APIs, downtime of third-party platforms, or loss of data caused by third-party platform errors.

11.5. If you disconnect an Integration from the Service, we will delete any stored API keys or credentials associated with that Integration within 30 days.

12. Confidentiality

12.1. Each party may have access to confidential information of the other in connection with the Service.

12.2. Each party agrees to hold the other's confidential information in confidence, not to disclose it to third parties, and to use it only for the purposes of these Terms.

12.3. This obligation does not apply to information that: (a) is or becomes publicly available through no fault of the recipient; (b) was already known to the recipient; (c) is received from a third party without restriction; or (d) is required to be disclosed by law.

13. Termination

13.1 Termination by You

13.1.1. You may cancel your Subscription at any time via your account settings. 13.1.2. Cancellation takes effect at the end of the current billing period. You will retain access until that date. 13.1.3. We do not provide pro-rata refunds for the unused portion of a billing period except as required by applicable law.

13.2 Termination by ClipToText

13.2.1. We may suspend or terminate your account immediately, with written notice, if you:

Materially breach these Terms and, where the breach is remediable, fail to remedy it within 14 days of written notice;
Fail to pay any Fees when due and do not remedy the failure within 7 days of a payment reminder;
Act in breach of the AUP in a manner that poses immediate risk of harm to the Service, other Subscribers or third parties;
Become subject to insolvency proceedings or cease trading.

13.2.2. We may also suspend or terminate for non-payment in accordance with Section 4.6.

13.3 Effect of Termination

13.3.1. On termination:

Your right to access and use the Service ceases immediately (for immediate termination) or at the end of the billing period (for standard cancellation).
You must immediately cease use of all ClipToText materials and remove any platform integration credentials you no longer use.

13.4 Data on Termination

13.4.1. Following termination, we will retain your data for 30 days (the "Retention Window"), during which you may export your Content via the account dashboard. 13.4.2. After the Retention Window, we will delete or anonymise your personal data in accordance with our Privacy Policy, except where we are required by law to retain it. 13.4.3. Billing records will be retained for 7 years in accordance with HMRC requirements. 13.4.4. If you require a data export, please contact support@cliptotext.ai before the Retention Window expires.

14. Consumer Rights

14.1. If you are a Consumer (as defined in Section 1), additional rights apply under the Consumer Rights Act 2015.

14.2. 14-day cooling-off right for digital services: Under the Consumer Contracts (Information, Cancellation and Additional Charges) Regulations 2013 (CCRs), you have a statutory right to cancel a subscription contract within 14 days of the contract being concluded, without giving a reason ("cooling-off period"). However, if you request that performance of the digital service begins before the cooling-off period expires, and you provide your explicit prior consent to this at checkout, you acknowledge that you will lose your right to cancel once the service has been fully performed. At checkout, you will be asked to confirm: "I agree that performance of the digital service begins immediately, and I acknowledge that I will lose my right to cancel once the service has commenced." This consent is recorded and stored on our systems. If you do not provide this consent, the service will not begin until the cooling-off period expires.

14.3. Statutory rights. Our Services are provided with reasonable care and skill in accordance with the Consumer Rights Act 2015. These Terms do not affect your statutory rights as a consumer.

14.4. Unfair terms. Nothing in these Terms is intended to limit or exclude any liability that cannot be limited under applicable consumer protection law.

15. Disclaimers and Limitation of Liability

15.1 Service Provided "As Is"

15.1.1. Except where required by applicable law (including consumer protection legislation), the Service is provided "as is" and "as available" without warranties of any kind, express or implied. 15.1.2. We do not warrant that: (a) the Service will be uninterrupted, timely or error-free; (b) AI-Generated Content will be accurate, complete or fit for any particular purpose; (c) the Service will meet all your requirements.

15.2 Limitation of Liability

[ICO GUIDELINE: Limitation clauses must not seek to exclude liability for data breaches in a manner that conflicts with UK GDPR Article 82 (right to compensation for data protection violations). Liability caps apply only to contractual and tort claims, not to statutory data protection rights.]

15.2.1. Subject to Section 15.3, our total aggregate liability to you arising out of or in connection with these Terms (whether in contract, tort including negligence, breach of statutory duty or otherwise) will not exceed the total Fees paid by you to ClipToText in the 12 months immediately preceding the event giving rise to the claim.

15.2.2. We will not be liable for any:

Loss of profits, revenue or anticipated savings;
Loss of business or business opportunity;
Loss of data (beyond our obligations under the Privacy Policy and DPA);
Indirect, consequential, special or punitive loss or damage;

whether or not such losses were foreseeable or we had been advised of their possibility.

15.3 Exceptions

Nothing in these Terms limits or excludes liability for:

Death or personal injury caused by our negligence;
Fraud or fraudulent misrepresentation;
Any other liability that cannot be excluded or limited by applicable law, including rights under the Consumer Rights Act 2015.

16. Indemnification

16.1. You agree to defend, indemnify and hold harmless ClipToText, its officers, directors, employees and sub-processors, from and against any claims, damages, losses, costs and expenses (including reasonable legal fees) arising from:

Your breach of these Terms or the AUP;
Your User Content, including any claim that it infringes a third party's intellectual property or other rights;
Your unauthorised use of YouTube content;
Your use of third-party Integrations;
Any claim by a third party arising from AI-Generated Content you have published without adequate review.

16.2. We will notify you promptly of any such claim, give you reasonable opportunity to take control of the defence, and provide reasonable cooperation at your expense.

17. Changes to the Service and Terms

17.1. We may modify these Terms at any time. We will provide 30 days' advance notice of material changes by email and/or by notice on the Service.

17.2. Your continued use of the Service after the effective date of a change constitutes acceptance of the updated Terms.

17.3. If you do not accept a material change, you may terminate your Subscription before the change takes effect, in accordance with Section 13.1.

17.4. For Consumers, where a change would materially disadvantage you, you will have the right to terminate within the notice period without penalty.

18. General

18.1 Governing Law and Jurisdiction

18.1.1. These Terms and any dispute or claim arising out of or in connection with them (including non-contractual disputes) shall be governed by and construed in accordance with the law of England and Wales. 18.1.2. The courts of England and Wales shall have exclusive jurisdiction, except that:

If you are a Consumer resident in Scotland, Northern Ireland, or another jurisdiction, you may also bring proceedings in the courts of your place of residence.
If you are a Consumer in the EU, you may also have rights to bring proceedings in your local courts under applicable EU consumer protection law.

18.2 Dispute Resolution

18.2.1. We encourage you to contact us at support@cliptotext.ai to resolve any dispute informally before commencing formal proceedings. 18.2.2. ClipToText is not obligated to participate in an Alternative Dispute Resolution (ADR) scheme under the Alternative Dispute Resolution for Consumer Disputes Regulations 2015, as we do not operate in a sector subject to a statutory ADR requirement. We will nonetheless endeavour to resolve all Consumer complaints promptly and fairly through our internal complaints process at support@cliptotext.ai. 18.2.3. For B2B disputes, the parties agree to attempt mediation before commencing litigation.

18.3 Entire Agreement

These Terms, together with the Privacy Policy, Cookie Policy, AUP, and (where applicable) the DPA, constitute the entire agreement between us relating to the Service and supersede all prior agreements.

18.4 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force.

18.5 Waiver

Failure to enforce any provision of these Terms does not constitute a waiver of our right to enforce it in the future.

18.6 Assignment

You may not assign your rights or obligations under these Terms without our prior written consent. We may assign our rights and obligations to a successor business.

18.7 Force Majeure

We will not be liable for any delay or failure to perform our obligations caused by circumstances beyond our reasonable control, including acts of God, government action, natural disaster, pandemic, internet outage or failure of third-party services.

18.8 Notices

Notices to ClipToText must be sent to 2nd Floor, Collage House, 17 King Edwards Road, Ruislip, Middlesex, HA4 7AE, United Kingdom or support@cliptotext.ai. Notices from ClipToText to you will be sent to the email address associated with your account.

18.9 Third-Party Rights

These Terms do not confer any rights on third parties under the Contracts (Rights of Third Parties) Act 1999, except that our sub-processors may enforce rights expressly conferred upon them.

This document was prepared as a draft template and must be reviewed and validated by a qualified UK solicitor before publication or reliance. It does not constitute legal advice.

Questions? support@cliptotext.ai · privacy@cliptotext.ai

2nd Floor, Collage House, 17 King Edwards Road, Ruislip, Middlesex, HA4 7AE, United Kingdom